This 3-bed, 2-bath residence in Monticello offers the flexibility of a non HOA setting while still providing comfortable everyday living. Thoughtfully planned, the interior provides 1,648 square feet of finished living space with an open, livable feel from room to room. The kitchen functions as the heart of the home with ample counter space, storage, and a natural connection to the main living areas. A central family room and dining area provide a welcoming place to unwind, gather, and enjoy time together. Outside, the property offers approximately 33.49 acres, giving ample room to relax, play, or plan future outdoor projects. With parking available, the home provides flexible options for families and visitors. The location provides quick access to Monticello amenities while offering the flexibility of living outside a subdivision with no required HOA. After roughly 52 days on the market, this home remains a strong option in the area. Currently offered at $649,000, this home delivers a strong combination of space, condition, and location.