Welcome to this 4-bedroom, 2-bath home in Toccoa, set outside of a formal subdivision with no mandatory HOA. With 2,951 square feet of finished living space, this floor plan offers generous gathering spaces as well as comfortable private retreats. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. A central family room and dining area provide a welcoming place to unwind, gather, and enjoy time together. Step outside to approximately 0.63 acres, creating a comfortable setting for outdoor living and weekend gatherings. The property includes parking available for multiple vehicles, offering convenience for residents and guests. Set outside of a formal subdivision, this address in Toccoa offers a more independent feel with no mandatory HOA. Currently listed for about 85 days, this property combines space, style, and value. At $349,900, this home is well positioned for buyers seeking value in Toccoa.